Hello, I'm Josh Courteaux

A little about me and what I do

I'm a technology professional focused on product design. I've been producing B2B, B2C and operational software for financial services, reward programs and more for over 25 years. My background in development, UX and UI design helps me easily communicate with technical and non-technical audiences.

I strive to simplify workflows by removing unnecessary intricacies. This often leads to delightful customer experiences and positive impacts on the bottom line.

My Experience
Bakkt
Director Product Design
Atlanta GA
February 2014 - Current

I manage customer experience across multiple platform ecosystems in a fast-paced environment with multiple partners and clients while continuing to be “hands on” in designs:

Apple Rewards Storefront

  • Head of design for Apple’s premier white-label platform and rewards storefront responsible for hundreds of millions of dollars in global sales across many popular loyalty programs.
  • Continuously analyzing client needs and customer problems, I create solutions that take advantage of opportunities where these factors often merge.
  • Support planning and facilitation of design initiatives to provide consistent customer experiences across numerous reward programs supporting various currencies and payment methods ranging from cash to points, miles, payroll deduction and traditional financing.
  • Manage brand alignment with Apple’s brand guidelines – quickly providing design and development guidance to keep Apple’s familiar experience in place within host programs.
  • Analyze product feeds and develop data management tools used to make the most of Apple’s product catalog and identify solutions to issues ranging from product categorization to data supplementation.
  • Designed platform capabilities that the stage to be one of Apple’s test beds for innovative endeavors including: Wellness programs centered on Apple Watch, Buy now-pay later programs, Banking acquisition programs, Employee purchase programs and more.

Keystone Rewards Storefront

  • Facilitate teams to define new features, enhancements, and feature sets for phased product releases in Keystone – a white-label e-commerce rewards solution powering thousands of loyalty programs across many financial institutions, fintech companies, regional banks, and credit unions.
  • Collaborate across the organization with designers, product managers, project managers, engineers, executive leadership and other key stakeholders to oversee consistent customer experience design across the redemption platforms.
  • Create design systems for theme capabilities to support UI alignment with client brand styles, instilling customer confidence throughout the redemption experience.
  • Consult with stakeholders, partners and clients, often presenting solutions that may not seem obvious while helping them anticipate organizational impact in business terms.
  • Design UIs to provide a consistent customer experience against a disparate set of redemption options from many sources for each individual storefront.
  • Used eCommerce studies from Nielsen Norman Group to drive, validate and justify design decisions.

Bakkt® Loyalty Solutions is a leading marketing solutions platform providing innovative marketing and fulfillment solutions. We power loyalty commerce across the full range of loyalty currencies and experiences to leading financial institutions, loyalty programs and Fortune 500 companies.

Loyalty Program Experiences:

Bank of America Rewards Travel Redemption Booking Experience

Chase Ultimate Rewards – Apple Store Rewards Store

Delta Skymiles Apple Store and Gift Card Redemption Storefront

PNC Points Redemption Experience

RBC/Avion Rewards Apple Store and Merchandise Redemption Experience

United MileagePlus Apple Store

Wells Fargo Go Far Rewards Redemption Experience

Technologies & Skills Utilized:
A/B Testing, Adobe Illustrator, Adobe Photoshop, AGILE SCRUM, Angular, Bootstrap, CSS, Figma, HTML, InVision, JavaScript, Jira, jQuery, Lucid Chart, Miro, MUI, OmniGraffle, React, VersionOne, Visio

Cardlytics
Director Software Development
Atlanta GA
February 2009 - April 2013

Highlights

  • As one of the founding employees of the company, I have been instrumental in the product development process that has led to the company’s growth from initial funding to a series D evaluation of over 300 million dollars and a team of 250 employees.
  • Named co-inventor on a 2013 patent application for technology designed to identify customer segments by matching financial transactions to line-item purchase information supplied from numerous data sources.
  • Lead designer of the proprietary enterprise system used to manage all aspects of ad campaigns across a distributed network of targeting systems installed within many of the nation’s largest financial institutions.
  • Lead designer responsible for the interaction experience behind the user interface components used across all financial institutions in the network.
  • Worked closely with the company’s creative director and executive team to design the Regions Cashback Rewards user experience, which continues to drive very high consumer engagement at Regions Bank.
  • Lead research and development initiatives including mobile app design, integration with third party daily deal services and integration with social media sites.

Daily Responsibilities

  • Interview stakeholders, design solutions, present designs to sponsors, build consensus and illustrate goals to development teams.
  • Create wireframes, mock-ups, task flow diagrams, information architecture diagrams, prototypes and presentations in order to demonstrate desired experiences.
  • Manage multiple design and development teams responsible for creating internal and external applications, websites and mobile apps.

Cardlytics is the leader of card-linked marketing, delivering highly relevant offers to more than 30 million households through banking relationships.

Loyalty Program Experiences:

BankAmeriDeals

Chase Offers

PNC Purchase Payback

Regions Cashback Rewards

Technologies & Skills Utilized:
A/B Testing, AGILE SCRUM, ASP.NET, ASP.NET MVC, Axure, Backbone.js, Balsamiq, Bootstrap, CSS/CSS3, Ext JS, Fireworks, Flash, HTML/DHTML/HTML5, Illustrator, iRise, JavaScript, jQuery, Microsoft Visio, Microsoft WPF, MVVM, Node.js, OmniGraffle, Photoshop, PHP, Sleekbitz Clickthru, TAP (iPhone Prototyping), XAML, YUI

Workbits
Creative Director
Suwanee GA
September 2008 - February 2009

Highlights & Responsibilities

  • Fifth employee of Suwanee, Georgia, based Workbits.
  • Reporting to the Chief Technology Officer, I am responsible for the UX of the employee self-service proof of concept application and corporate web site.
  • Using Microsoft Silverlight 2.0 and Expression Blend, I applied an interactive layout design to the proof of concept application using Blacklight components and other Silverlight components from Telerik and ComponentOne.
  • As an early designer of Workbits prototypes, I have been instrumental in the company’s founding and continued success.

Workbits provides innovative solutions for workforce management and more.

Workbits merged with Dayforce and is now a part of Ceridian.
Technologies & Skills Utilized:
ASP.NET, Blacklight Silverlight Controls, ComponentOne Silverlight Controls, HTML/DHTML, Illustrator, Microsoft Silverlight, Microsoft Visio, Microsoft WPF, MVVM, Photoshop, Telerik Silverlight Controls, XAML

NSE
Senior UI Designer / Consultant
Alpharetta GA
March 2006 - September 2008

Highlights & Responsibilities

  • Lead user interface designer of NSE eSENSE products including eSENSE Visualizers and eSENSE Configurator.
  • Involved in all design and development aspects of eSENSE Visualizers from concept to delivery.
  • Worked closely with executive leadership and clients to constantly improve the user experience of our products.
  • Designed graphical assets and user interface components using Adobe Illustrator, Photoshop, Fireworks and Flash.
  • Created wireframes, mock-ups and a smart client prototype application for eSENSE Configurator 3.0.
  • Assisted in the design of tradeshow materials including print materials and banners.
  • Participated in tradeshows to demonstrate eSENSE product abilities.

NSE is a Microsoft Gold Certified partner providing products and services for organizations to effectively deploy web-based workplace applications on Microsoft’s SharePoint collaboration technologies.
Technologies & Skills Utilized:
ASP.NET, ASP.NET MVC, CSS/CSS3, Flash, HTML/HTML5, Illustrator, JavaScript, Microsoft .Net Windows Forms Designer, Microsoft Visio, Photoshop, Sharepoint, Telerik Controls for ASP.NET, Telerik Controls for Windows Forms, XML, XPath, XSLT

Intellinet
Consultant
Atlanta GA
August 2005 - March 2006

Intellinet Client: Healthcare Products – Atlanta, GA

Headquartered in Atlanta, Georgia, one of the world’s leading manufacturers and distributors of medical products in the health care industry, offering approximately 4,000 medical, rehabilitation, long-term care and homecare products.

  • ERP Client Interface – .Net 1.1 Smart Client
  • Burdened by a time consuming GUI and expensive licensing, our client was looking to ease user frustration and reduce costs of their SYSPRO ERP solution.
  • A C# Smart Client application was created by a small team of consultants leveraging .Net technologies to provide the users with an extremely rich and efficient experience.


Intellinet Client: Staffing Software Firm – Atlanta, GA

Headquartered in Atlanta, Georgia, our client provides comprehensive staffing and recruiting solutions that power success. They have helped hundreds of companies and more than 14,000 professionals worldwide achieve operational excellence by streamlining their unique business processes and accelerating finding and placing the people most likely to thrive.

  • Client Interface – .Net 2.0 Smart Client
  • In a position to upgrade their existing product offerings, our client requested architecture, design and development assistance.
  • A .Net based C# Windows Forms application was created to be the replacement for their existing offerings.
  • Worked closely with the project sponsors to evaluate existing designs and suggest improvements.
  • Assisted developers with many user interface modules used to manage information within the application.

Intellinet is one of the most highly certified Microsoft consulting firms in the United States and holds seven Gold partner certifications including Advanced Infrastructure Solutions, Business Process & Integration Solutions, Custom Development Solutions, Data Management Solutions, Information Worker Solutions, Networking Infrastructure Solutions, and Security Solutions.
Technologies & Skills Utilized:
C# WinForm Smart Client, Illustrator, Janus Controls for Windows Forms, Microsoft .NET 2.0, Microsoft .Net Windows Forms Designer, Microsoft Visio, Photoshop

Homebanc Mortgage Corporation
Senior UI Designer / Developer
Atlanta GA
July 2003 - August 2005

Loan Advisor

  • Re-design of ASP.Net v1.1 solution consisting of multiple web and windows GUI’s
  • Worked closely with business and system analysts to understand and gather requirements.
  • Produces PDF listing sheets containing property details and loan options for potential customers
  • Designed a new look with easier user navigation for the loan officer web interface
  • Produced wireframes, process flow diagrams and mock-ups to illustrate the application’s experience.

Vendor Services (B2B)

  • Automates the process of ordering property appraisals, flood certificates and titles for multiple applications.
  • Designed a number user interfaces to facilitate the integration of vendor services.

Loan Pricing / Best Fit (EAI)

  • Service oriented, enterprise application integration solution
  • Provides a single access point for multiple applications
  • Retrieves loan products and specified pricing from a set of third party (J2EE) financial services engines
  • Integrated with Loan Advisor & Homebanc.com web site
  • Designed screens to display products and pricing with rationale based on information returned from the financial services engines.

Technologies & Skills Utilized:
ASP.NET, C# WinForm Smart Client, Fireworks, Flash, HTML/DHTML, HTML/DHTML/HTML5, JavaScript, Microsoft .Net Windows Forms Designer, Microsoft Visio, Photoshop, XML, XPath, XSLT

World Financial Group
Programmer
Duluth GA
September 1996 - July 2003

February 1997

  • Accepted a position to process pending Associate Membership Agreements.
  • Prior to my arrival, all requests for information were handled via telephone and facsimile.
  • I implemented an e-mail solution in my first few weeks, which cut processing time from 8 hours a day to less than an hour.

May 1997

  • Promoted to the Operations Workflow Development Team.
  • Assisted in the planning of the Document Management Workflow system to reduce spending by eliminating the current filing system and automating all of the company’s repetitive processing to create a paperless enterprise.
  • Began acquiring application and web design skills in a hands-on environment.
  • Created additions to workflow administration applications with Visual Basic 5.
  • Started working with HTML and JavaScript in Visual Interdev on layouts, styling, field validations and DHTML effects.
  • Created the first design standard for all forms used in the Workflow system using HTML / DHTML and CSS.
  • Began working to design web interfaces with HTML in ASP 2.0 and ASP 3.0 applications.

February 2000

  • Transferred to Dotplanet.com to assist in the on-site implementation of our Document Management Workflow platform.
  • Assisted in the design of internal applications.
  • Handled general HTML mockup work within the Dotplanet.com portal.

February 2001

  • Moved back to World Marketing Alliance (World Financial Group) Workflow Team.
  • Lead design efforts on new features and changes to Workflow using Visual Basic 6 and HTML.
  • Encouraged the team to move towards the .Net framework.

Technologies & Skills Utilized:
ASP.NET, C# WinForm Smart Client, Fireworks, Flash, HTML/DHTML, Illustrator, JavaScript, Microsoft .NET 2.0, Microsoft .Net Windows Forms Designer, Microsoft Visio, Photoshop, XML, XPath, XSLT

My Portfolio